SVB Financial Group is a holding company engaged in the provision of banking and financial services to clients primarily in the technology and life sciences/healthcare industries, as well as to global private equity and venture capital clients. It operates through the following divisions: Silicon Valley Bank, SVB Private, SVB Capital and SVB Securities. Silicon Valley Bank is a commercial bank, offering products and services offered by the bank and its subsidiaries to commercial clients in key innovation markets. Silicon Valley Bank provides solutions to the financial needs of business customers through credit, treasury management, foreign exchange, trade finance and other services. SVB Private Segment is the private banking and wealth management segment of the bank. It provides a range of personal financial solutions for clients, and offers a customized suite of private banking services, including mortgages, home equity lines of credit, restricted and private stock loans, capital call lines of credit, other secured and unsecured credit products, and Vineyard Development loans, as well as planned financial strategies, wealth management, family offices, financial planning, tax planning and trust services. The SVB Capital segment is the fund management business of SVB Financial Group, which focuses primarily on venture capital investments. SVB Capital manages funds (primarily venture capital funds) on behalf of third-party limited partners and, on a more limited basis, SVB Financial Group. Its family of funds includes direct venture funds that invest in companies and funds that invest in other venture capital funds as well as debt funds that provide financing and other financing solutions. The SVB Securities segment is an investment bank focused on the innovation economy and operates as a wholly owned subsidiary of SVB Financial Group. It provides investment banking services across all major sub-sectors of healthcare and technology. The company was founded in October 1983 and is headquartered in Santa Clara, CA.